Privacy Policy

1. Introduction

Nationwide Equipment Finance ("NEF," "we," "us" or "our") respects your privacy. This Privacy Policy explains how we collect, use, share and protect personal information when you visit nefnow.com, apply for financing through app.nefnow.com, or otherwise communicate with us (together, the "Services").

By using the Services, you agree to the practices described in this policy. If you do not agree, please do not use the Services.

2. Information we collect

Information you provide. When you request information, apply for financing or contact us, we may collect:

• Contact details, such as name, phone number, email and mailing address
• Business information, such as business name, entity type, EIN, time in business, industry and revenue
• Personal information of business owners and guarantors, such as date of birth, Social Security number, home address and ownership percentage
• Financial information, such as bank statements, tax returns, financial statements and credit history
• Equipment details, such as invoices, VIN or serial numbers, seller information and purchase price

Information collected automatically. When you use our website, we and our service providers may collect device and usage information such as IP address, browser type, pages viewed, referring URLs and the date and time of your visit, using cookies, pixels and similar technologies (including Google Tag Manager and analytics tools).

Information from third parties. With your authorization, we may obtain consumer and business credit reports from credit bureaus, and information from lending partners, equipment dealers and vendors, identity-verification services and public sources.

3. How we use information

We use personal information to:

• Process your application and evaluate, structure and arrange financing
• Share your application with lending partners to obtain financing offers
• Verify identity and prevent fraud
• Communicate with you about your application, account and our services
• Send marketing communications, where permitted by law
• Operate, analyze and improve our website and services
• Comply with legal, regulatory and contractual obligations

4. How we share information

We do not sell your personal information. We may share information with:

• Lending partners and funding sources that review your application and may offer financing
• Credit bureaus to obtain credit reports and, where applicable, report account information
• Service providers that help us operate our business, such as technology, document, e-signature, analytics and communications vendors, under obligations to protect your information
• Equipment dealers, vendors and sellers involved in your transaction, as needed to complete it
• Affiliated companies and partner programs, such as insurance, fuel card or roadside assistance providers, when you request their products or as permitted by law
• Authorities and others when required by law, to protect our rights, or in connection with a merger, acquisition or sale of assets

5. Credit inquiries

Viewing estimated payments or terms on our website does not affect your personal credit. When you submit an application and authorize us, we and our lending partners may obtain credit reports, which may include inquiries that appear on your credit report.

6. Calls, texts and emails

If you provide your phone number, you agree that NEF and its lending partners may contact you about your application and our services by phone call or text message, including through automated technology, at the number you provide. Consent to marketing calls or texts is not a condition of obtaining financing. Message and data rates may apply.

You may opt out of text messages at any time by replying STOP, and out of marketing emails by using the unsubscribe link in any email. You may still receive messages related to an application or transaction you have requested.

7. Cookies and analytics

We use cookies and similar technologies to remember preferences, understand how visitors use our website and measure the performance of our marketing. You can control cookies through your browser settings; disabling them may affect some features of the website.

8. How we protect information

We use reasonable administrative, technical and physical safeguards designed to protect personal information, including encryption in transit for our application. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

9. How long we keep information

We keep personal information for as long as needed to provide the Services, comply with legal, regulatory, tax and accounting requirements, resolve disputes and enforce our agreements.

10. Your choices and rights

Depending on where you live, you may have the right to request access to, correction of or deletion of your personal information, or to limit certain uses. To make a request, contact us using the information below. We may need to verify your identity before responding, and some information may be retained where required by law.

11. Children

Our Services are intended for businesses and adults. We do not knowingly collect personal information from children under 18.

12. Third-party links

Our website links to websites operated by others, including our partner programs. We are not responsible for the privacy practices of those websites, and we encourage you to review their policies.

13. Changes to this policy

We may update this Privacy Policy from time to time. The "Last updated" date above shows when it was last revised. Material changes will be posted on this page.

14. Contact us

If you have questions about this Privacy Policy or our privacy practices, contact us:

Nationwide Equipment Finance
1500 W Cypress Creek Rd, Suite 304
Fort Lauderdale, FL 33309
Phone: 954-678-4124
Email: credit@nefnow.com