Terms & Conditions

1. Acceptance of these terms

These Terms and Conditions ("Terms") govern your use of nefnow.com and related services provided by Nationwide Equipment Finance ("NEF," "we," "us" or "our"). By using our website, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the website.

2. Our services

NEF helps businesses obtain equipment financing, leasing and business capital. We arrange financing through a network of lending partners and through our own direct-lending programs. Not every applicant will qualify, and not every program is available in every situation.

3. No offer or commitment to lend

Information on this website — including program descriptions, example figures, funding timeframes and the results of our payment calculator — is for general information and illustration only. It is not an offer, approval or commitment to lend, and it is not financial, legal or tax advice.

All financing is subject to credit review and approval, verification and acceptable documentation. Actual rates, terms, down payments and funding times depend on factors such as credit history, time in business, equipment type and lender approval. "Funding in as little as 24 hours" describes our fastest typical timeframe after approval and is not guaranteed.

4. Applications and information you provide

When you apply or submit information, you agree that it is true, accurate and complete, and that you are authorized to provide it on behalf of your business and any owners or guarantors. You authorize NEF and its lending partners to verify the information and to obtain credit reports and other information as described in our Privacy Policy.

5. Communications

By providing your contact information, you agree that NEF and its lending partners may contact you by phone, text message and email about your inquiry or application, as described in our Privacy Policy. Consent to marketing messages is not required to obtain financing, and you may opt out at any time.

6. Acceptable use

You agree not to:

• Use the website for any unlawful or fraudulent purpose, or submit false information
• Attempt to gain unauthorized access to the website, our systems or other users' data
• Interfere with the website's operation, including by introducing malware or overloading it
• Copy, scrape or reproduce website content for commercial purposes without our written permission

7. Intellectual property

The website and its content, including text, graphics, logos and design, are owned by NEF or its licensors and protected by intellectual-property laws. NEF and the NEF logo are our trademarks. Other names and logos are the property of their respective owners and are used for identification only.

8. Third-party websites and partner programs

Our website links to third-party websites and partner programs, such as insurance, fuel card and roadside assistance providers. Those services are provided by independent companies under their own terms. We do not control and are not responsible for third-party websites, products or services.

9. Disclaimers

The website is provided "as is" and "as available." To the fullest extent permitted by law, NEF disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose and non-infringement. We do not guarantee that the website will be uninterrupted, error-free or free of harmful components.

10. Limitation of liability

To the fullest extent permitted by law, NEF and its owners, employees and partners will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, revenue or data, arising from your use of the website, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold NEF harmless from any claims, losses and expenses, including reasonable attorneys' fees, arising from your violation of these Terms or your misuse of the website.

12. Governing law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules. Any dispute arising from these Terms or your use of the website will be brought in the state or federal courts located in Broward County, Florida, unless otherwise required by law.

13. Changes to these terms

We may update these Terms from time to time. The "Last updated" date above shows when they were last revised. Your continued use of the website after changes are posted means you accept the updated Terms.

14. Contact us

Questions about these Terms? Contact us:

Nationwide Equipment Finance
1500 W Cypress Creek Rd, Suite 304
Fort Lauderdale, FL 33309
Phone: 954-678-4124
Email: credit@nefnow.com